Terms of Use

Who we are

This website is operated by Veris Risk LLC (“Vow Insurance Partners,” “we,” “us”), an independent insurance agency. You can reach us at sthor@verisrisk.net.

Quotes are not coverage

Quotes shown on or requested through this website (including real-time quotes from our online quoting tool) are estimates based on the information you provide. They are subject to carrier underwriting and may change. No coverage is bound, changed, or cancelled by using this website. Coverage exists only when confirmed in writing by the carrier or a licensed Vow Insurance Partners agent.

You are responsible for the accuracy and completeness of the information you submit. Inaccurate information can change your premium or affect a future claim.

Online quoting and Client Center

Our online quoting tool and Client Center are provided through EZLynx (Applied Systems), our agency management platform, and are embedded on this site from their secure services. Your use of those tools is also subject to the platform’s own terms and privacy practices.

Text messaging (SMS)

By providing your phone number, you consent to receive text messages from Vow Insurance Partners about your quotes, policies, and service, including from (860) 431-8774, (203) 604-0722 and 1-203-819-7059. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. Consent is not a condition of purchase. Our client texting runs on AURA (connectingaura.net) on our behalf; see our Text messaging page for how you opt in and our Privacy Policy for how we handle your information.

Acceptable use

You agree not to misuse the site: no unauthorized access attempts, no scraping or automated harvesting, no submitting false information or impersonating others, and no interfering with the site’s operation or security.

Intellectual property

The Vow Insurance Partners name, logo, and the content of this site belong to Veris Risk LLC or its licensors. You may not reproduce or use them without our written permission, except for your own personal, non-commercial reference.

Disclaimers and limitation of liability

This website and its content are provided “as is” for general information and are not a substitute for advice about your specific situation from a licensed agent. To the fullest extent permitted by law, Vow Insurance Partners disclaims all warranties regarding the site and will not be liable for indirect, incidental, or consequential damages arising from your use of it. Nothing in these terms limits any liability that cannot be limited under applicable law, or our obligations under the insurance policies we place for you.

Governing law

These terms are governed by the laws of the State of Connecticut, without regard to its conflict-of-laws rules.

Changes to these terms

We may update these terms from time to time. The current version, with its effective date, will always be posted on this page, and your continued use of the site means you accept it.